LIFE INSURANCE

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-Covers a set period (e.g., 10, 20, or 30 years) with affordable premiums.

- If the insured passes away during the term, a death benefit is paid to beneficiaries.

-No cash value accumulates.

-A permanent life insurance policy with a cash value that grows based on stock market indexes (e.g., S&P 500).

- It offers flexible premiums, tax-free loans, and downside protection, meaning the cash value won’t lose money in a market downturn.

-A permanent policy that lasts a lifetime with

guaranteed cash value growth.

-Premiums are fixed, and the policy builds a savings component that can be borrowed against.

-Provides lifetime coverage with a stable death benefit.

-A small whole life policy designed to cover funeral costs and end-of-life expenses.

-Typically has lower coverage amounts ($5,000–$50,000), with simplified underwriting (often no medical exam).

-Ideal for seniors who want to ease the financial burden on loved ones.

RETIREMENT

An insurance product that provides returns linked to a specific equity index, offering potential market gains with principal protection, and tax-deferred growth until funds are withdrawn.

401K - A retirement savings plan offered by private-sector employers, allowing employees to contribute a portion of their salary before taxes, with investments growing tax-deferred until withdrawal.

403B - A retirement plan for employees of public schools and certain non-profit organizations, enabling pre-tax salary contributions that grow tax-deferred until retirement.

457B - A deferred compensation retirement plan for state and local government employees, permitting pre-tax contributions with tax-deferred growth, and no early withdrawal penalty upon separation from service.

A tax-advantaged savings vehicle designed to help individuals prepare for retirement. Contributions to IRAs can be tax-deductible or made with after-tax dollars, depending on the type of IRA. Earnings within the account grow tax-deferred or tax-free, and withdrawals during retirement are taxed based on the account’s structure.

HSA - A tax-advantaged medical savings account available to individuals with high-deductible health plans, allowing pre-tax contributions, tax-free growth, and tax-free withdrawals for qualified medical expenses.

TSP - A retirement savings and investment plan for federal employees and uniformed services members, similar to a 401(k), offering pre-tax contributions and tax-deferred growth until retirement.

TESTIMONiALS

Very knowledgeable and simple consepts to understand. im glad to have found MIM at my young age because i feel more confident with my money even as i get older.

Henry J.

-Connecticut

These guys know their stuff. i reached out just for the information but walked away with a plan i fell great about. Ive recomended my family to MIM.

Narvell B.

-Texas

Matt, was great! Definatly someone to reach out to. the information is fantastic, wish more people knew.

Katie S.

-Texas

Frequently Asked Questions

Your Questions Answered

Who is Motivated & Intentional Movement?

Motivated & Intentional Movement (MIM), founded by veteran Matt Cucuta, is a proud veteran-owned business. In partnership with our parent company, People Helping People (PHP) Agency, we form a dynamic financial marketing organization (FMO). Together, we are revolutionizing the financial services industry, positioning ourselves as the "Amazon" of financial solutions.

How much money can I expect to make?

The answer to that question truly depends on you. At MIM, there are no time commitments or quotas—your success is driven by your work ethic and motivation to succeed. We provide all the tools and mentorship necessary to help you run a successful business. For new agents who are coachable, committed, and consistent, results can be seen within the first 30 days, but you must first obtain your state license (which we assist with). On average, new agents can expect to earn between $500-$1,000 in their first 30 days, with unlimited earning potential beyond that.

How do I get started?

The first step in your journey begins with making an initial investment, as is the case with any business. The great news is that the system you'll be using is already fully developed and ready to go—it's just $199 to get started.

How much is it to get my life license?

We are a non-captive agency, meaning you own your license. The licensing process consists of six straightforward steps. While some costs, such as study materials and continuing education, are standardized, others vary by state. For instance, in Texas, agents can expect to invest approximately $200 for their life insurance license. Licensing fees are not required upfront and can be completed at your own pace. Additionally, these expenses are tax-deductible, and veterans may be eligible for fee waivers through the VA.

Do I have to come into an office?

As long as you have an internet connection, you can work from anywhere! Whether you choose to work part-time, full-time, or on your own schedule, the flexibility is entirely up to you.

How do I get paid?

This is a commission-based position where compensation is earned by providing financial solutions through life insurance and retirement products. Our earnings come directly from the products and bonuses offered by carriers, without adding fees or upcharging clients. Importantly, we do not receive compensation for recruiting individuals.